Job description
Gold Mark Settlement is looking for a Field Executive / Recovery Executive who can handle field sales, client visits, gold-loan related work, customer follow-ups and, when required, collection/recovery assignments. The ideal candidate should be confident, presentable, responsible and comfortable travelling in the field, with strong communication and negotiation skills. Candidates with prior experience in jewellery shops, gold loan companies, NBFCs, banks, gold buying, financial services, loan recovery/collection, or field sales will be preferred. KEY RESPONSIBILITIES Field Sales & Business Development ● Visit prospective customers and generate new business leads. ● Identify customers requiring gold-loan settlement, gold-loan assistance or old gold/silver selling. ● Explain GMS services, procedures and documentation clearly to customers. ● Develop relationships with customers, jewellery businesses, gold-loan customers and local contacts. ● Follow up with leads and convert enquiries into business. ● Maintain regular communication with existing and prospective clients. Gold Loan & Customer Assistance ● Visit customers regarding their gold-loan accounts and understand their requirements. ● Assist customers with the documentation and process required for settlement-related services. ● Coordinate with the office team and relevant parties to ensure smooth completion of cases. ● Conduct field verification and collect necessary documents/information as instructed. ● Maintain accurate records of customer visits, follow-ups and case status. Collection / Recovery Responsibilities ● Handle field collection and recovery assignments when required. ● Visit customers for payment follow-ups and outstanding dues. ● Communicate professionally with customers regarding pending payments and settlement commitments. ● Follow up on overdue cases and report the status to the management. ● Coordinate with the internal team for difficult or delayed cases. ● All recovery activities must be conducted professionally, respectfully and in accordance with applicable laws and company policies. Reporting & Administration ● Maintain daily visit reports and customer follow-up records. ● Update the management regarding leads, collections, customer meetings and case progress. ● Maintain confidentiality of customer and financial information. ● Achieve assigned monthly business and field-performance targets. WHO CAN APPLY ● Male or Female candidates can apply. ● Candidates with 1–5 years of relevant field experience are preferred. ● Experience in any of the following industries will be an advantage: ● Jewellery / Gold & Silver ● Gold Loan ● NBFC / Banking ● Loan Collection / Recovery ● Financial Services ● Field Sales ● Customer Relationship Management ● Gold Buying / Gold Valuation ● Candidates with strong local market knowledge and field contacts are preferred. ● Must be comfortable travelling extensively within Kolkata and nearby areas. ● Must have good communication, negotiation and interpersonal skills. ● Should be comfortable meeting customers personally and handling difficult conversations professionally. ● Basic smartphone and WhatsApp knowledge is required. ● A two-wheeler and valid driving licence will be an advantage. IDEAL CANDIDATE We are looking for someone who is: Confident • Target-Oriented • Presentable • Responsible • Persuasive • Street-Smart • Customer-Focused • Good at Negotiation • Comfortable with Field Work Knowledge of gold, jewellery, gold-loan procedures, NBFCs and loan settlement will be a significant advantage. IMPORTANT This is a field-intensive position. The candidate should be comfortable travelling, meeting customers at their locations, following up on pending cases and taking responsibility for assigned cases from initial contact through completion.
Key skills
Role details
Department: Banking / Insurance / Financial Services Industry: Banking / Insurance / Financial Services Role category: Debt Collections / Recovery Education: 10th or Below 10th
Beware of job fraudJeevika India never asks candidates to pay for a job or interview. Read safety details
Warning signs
- Requests for registration, interview, security, training or refundable fees.
- Requests for OTPs, passwords, card details or bank-account credentials.
- Instant selection or an offer letter without a proper interview.
- Unrealistic salary promises or pressure to act immediately.
- Messages from unofficial domains, personal emails or unknown numbers.
- Requests to communicate or pay outside the employer’s verified process.
- Requests to install unknown applications, screen-sharing tools or remote-access software.
- Recruiters using look-alike domains, misspelled company names or unverifiable profiles.
- Requests to purchase equipment, courses or documents from a specified person.
Protect yourself
- Independently verify the employer, recruiter and job information.
- Check the company’s official website, address and contact details before responding.
- Confirm important communication through an official company email domain.
- Request a written job description and carefully review every offer condition.
- Never transfer money to obtain an interview, job or offer letter.
- Do not share OTPs, passwords or confidential banking information.
- Never install remote-access software or share your screen with an unknown recruiter.
- Do not hand over original identity, education or employment documents.
- Share identity documents only after verification and add the intended purpose where appropriate.
- Keep copies of suspicious emails, messages, numbers and payment requests.
Disclaimer: Company names, trademarks and logos belong to their respective owners and are displayed for identification and informational purposes. Jeevika India takes reasonable steps to present useful job information, but candidates must independently verify every employer, recruiter and opportunity before applying. Jeevika India does not guarantee interviews, selection, employment, salary, job offers or the accuracy of information supplied by third parties, and is not responsible for payments, losses or communications made outside Jeevika India.