Sales Officer LAP

Sales Officer LAP

Posted by AU Small Finance Bank

Jaipur

Posted: imported by Jeevika

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Follow instructions frm seniors, coordinate with internal teams for getting visit reports done. Visit customers for first FI and meeting, and also accompany seniors to customer's place for visit and verification. Conduct physical verification of credit related documents like ITR, Bank statement, receipts, ledger and property documents - doing OSV ( Original Seen and verified) of documents. Prepare basic CAM ( Credit Appraisal Memo) Take reference check of customers from local market and existing customers. Follow policies procedure as laid down by the bank. Portfolio Management - visit delinquent cases, collect EMIs of delinquent cases in collaboration with collections team. Maintain and stop early delinquency , Non-starter cases in portfolio, decide the treatment of such cases wisely. Maintain least OTC / PDD pendency and ensure timely clearance of the same. Maintain non-RPDC portfolio - ensure all cases of portfolio are ACH. Maintain and collect fresh bouncing cases EMI with charges as mentioned in policy, Correct the operational errors and get 100% cases repayment in Non-PDC mode. Collect fresh data from open marketing activities for tele calling and self sourcing. Follow leads so generated from data received from telemarketing team Complete documentation, file agreements, formats and other formalities for disbursement of cases Clear queries from credit, Ops, Legal, Valuation etc. Timely submit daily MIS and sourcing data to reporting authority Additional Responsibilities: 1. Provide true and fair opinion based on customer's interaction. 2. Clear queries of customers - clarify final ROI, Fees, Charges, and all other terms of the case 3. Do not get involved in any financial/non-financial transaction with the customer4. Maintain decency and good behaviour while dealing with the customer, visiting property, especially while taking photos of the house and surroundings with permission of the customer. 5. Conduct customer reference checks with utmost sincerity and maturity - goodwill of the client should not be hampered - not disclose any financial or personal information of existing / new clients with any ( existing / prospective clients ) or any 3rd party Required work experience Industry: BFSI Role: Sales Executive, Sales Officer, Customer Service Executive/Officer, Relationship Executive/Officer Years of experience: 0 to 3 Key Performance Indicators: Business Volume, Average Ticket size, Boarding rate Required Competencies: 1. ownership and accountability for results2. Customer-centric mindset and actions 3. adept at handling digital business apps and software4. hard work and detail-orientation5. eager to learn and grow as a banking professional 6. positive mindset, ethical and high integrity7. Bias for Action and Urgency Required Knowledge: 1. Aptitude for lead generation2. Target Market Knowledge - Local Area geography familiarity3. Familiarity with Digital applications5. Detailed data collection/recording Required Skills: 1. Professional Communication - Regional language proficiency, verbal and written fluency, soft-spoken2. Relationship Management - Client-Centric Approach, respectful3. Sales Forecasting Reporting Required abilities Physical: 1. Physical fitness2. Mental agility3. Ability to do extensive field travel/work4. Ability to handle work pressure and demanding clients Other: 1. Valid Two-Wheeler Driving License2. Personal 2-wheeler3. Own Smartphone4. track record of past employment5. Positive reference check and clear civil report Work Environment Details: 90% - Field, 10% - Office Specific requirements Travel: High Vehicle: 2-wheeler Other details Contract Types: Permanent Time Constraints: Flexibile workhours as per business requirement Compliance Related: 1. Aherence to Code of Conduct policy of the bank2. Non-disclosure of confidential information about bank, clients 3. Responsible handling of bank assets s.a. ID Card, SIM, Marketing material, digital devices, Receipt book etc. Disclaimer: This job posting and Location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.Role: Direct Sales Executive,Industry Type: Banking,Department: Sales & Business Development,Employment Type: Full Time, PermanentRole Category: Retail & B2C SalesEducationUG: Any GraduatePG: Any Postgraduateread moreKey Skillsledgercustomer relationshipforecastingitrcustomer servicecredit appraisaldata collectionbankingdisbursementmarketingcustomer onboardingbfsicompliancelead generationcpccustomer querieslegalonboardinglapfinanceAbout the companyAU Small Finance Bank 3.8 15.5K employee reviewsCorporateB2CServiceFortune India [hidden])TOPFollow292.3k followers OverviewWith a strong desire to contribute to nation-building, Mr. Sanjay Agarwal, a merit-holder Chartered Accountant and a first-generation entrepreneur, took it upon himself the responsibility of financing the entrepreneurship aspirations of the unreached and unbanked masses of India. The desire was turned into reality and in 1996, Au Financiers, was established. Headquartered in Jaipur, Rajasthan, the retail-focused Non-Banking Finance Company for two decades provided speedy and customized financial solutions to rural and urban population. read moreLife @AU BankAs a young and vibrant team of one of the fastest growing organizations in the country, we take pride in our best-in-class policies and practices. We are a “Great Place To Work” Certified Organization for the third time in a row, for being among the “Top 25 Best Places to work in BFSI space.”Company InfoLink:AU Small Finance Bank websiteBeware of imposters! Naukri.com does not promise a job or an interview in exchange of money. Fraudsters may ask you to pay in the pretext of registration fee, Refundable Fee…Read moreAU Small Finance Bank rolesyou might be interested inIntern5-10 YrsTiruvannamalaiPosted 18 Days AgoIntern5-10 YrsNagarPosted 18 Days AgoIntern5-10 YrsKanchipuramPosted 18 Days AgoKey highlights at AU Small Finance BankSalary & BenefitsHighly ratedSkill DevelopmentHighly ratedWork LifeHighly ratedAwards & Recognitions2024Best SIP Performer in Bank2024Best Performer in Bank Category2024ET Challenger 2Good award2024Best ESG Practices’ award2024Won Excellence in Continuous Integration/Continuous Delivery Implementation and Automation (SFB category) award2024ICC Emerging Asia Banking Award2024op 50 Best Places to Work for Millennials' by Great Place to WorkReviewsView all15.5K employee reviews4.0rated by Sales Officer in BhopalVery good opportunityRead full reviewFollow AU Small Finance Bank to receive the latest job postings and alerts291.4k followersPowered bySalary insightsSales Officer in AU Small Finance Bank typically earns between₹2.7 - ₹3 L/yrSee detailed salary breakupPowered byBenefits & PerksView all681 employees reported these benefitsLearning & Development SupportHealth & Wellness SupportTransport / Travel SupportPerformance BonusFree MealRelocation AssistancePowered by

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