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Credit Manager - Working Capital & Credit Analytics Posted by Kotak Mahindra Bank Mumbai (All Areas) Posted: imported by Jeevika JobsPopular categoriesIT jobsSales jobsMarketing jobsData Science jobsHR jobsEngineering jobsJobs in demandFresher jobsMNC jobsRemote jobsWork from home jobsWalk-in jobsPart-time jobsJobs by locationJobs in DelhiJobs in MumbaiJobs in BangaloreJobs in HyderabadJobs in ChennaiJobs in PuneCompaniesExplore categoriesUnicornMNCStartupProduct basedInternetExplore collectionsTop companiesIT companiesFintech companiesSponsored companiesFeatured companiesResearch companies by AmbitionboxInterview questionsCompany salariesCompany reviewsSalary CalculatorServicesAI career toolsNeo AI job agentResume score checkerAI resume makerInterview Q&AAI mock interviewLive AI interviewPremium servicesNaukri ProMost popularExpert resume writingExpert power profileAI BootcampsNewFree resourcesResume samplesJob letter samplesSearch jobs hereLoginRegisterFor employersBuy onlineNaukri Talent CloudEmployer LoginCredit Manager - Working Capital & Credit AnalyticsKotak Mahindra Bank3.624.2K Reviews4 - 8 yearsNot DisclosedMumbai (All Areas)Posted: 2 weeks agoOpenings: 1Applicants: 100+Credit Manager - Working Capital & Credit AnalyticsKotak Mahindra Bank3.624.2K ReviewsJob description Role & responsibilities : Develop, monitor, and update credit lending policies in line with the bank's credit framework.Analyze the impact of credit policies and lending programs to support business growth. Draft and implement credit policies, process notes, and compliance frameworks.Conduct portfolio monitoring, credit analytics, and risk assessment. Develop and maintain credit scoring models, scorecards, and perform back-testing.Drive process improvement, digitization, and automation initiatives. Coordinate with stakeholders on technology and business projects. Perform portfolio hindsighting and support policy reviews based on business and regulatory requirements. Preferred candidate profile : Candidates having understanding on the Working Capital business processes and currently either in the Credit/Product role would be preferred.A master's degree in business administration, CA, finance, or a related field, along with relevant years of experience in banking.Excellent analytical skills, with the ability to create and process financial spreadsheets.Self-driven, strong communication, go-getter attitude and ability to interact with internal stakeholders. Role: Credit Manager,Industry Type: Banking,Department: BFSI, Investments & Trading,Employment Type: Full Time, PermanentRole Category: LendingEducationPG: MBA/PGDM in Any Specialization, CA in Any Specializationread moreKey SkillsSkills highlighted with ‘‘ are preferred keyskillsCredit UnderwritingCredit Scoring ModelsCredit StrategyHindsightingWorking CapitalProcess ImprovementWorking Capital CreditAbout the companyKotak Mahindra Bank 3.6 24.2K employee reviewsFinancial ServicesBankingTOPServiceIndian MNCFollow544.0k followers OverviewEstablished in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited.The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. read moreWorking At KotakWe believe in the power of professional entrepreneurship. Giving our people ownership of their work empowers and inspires them to do better each day. This way, we are creating the next generation of leaders, creating more value for all our stakeholders.Company InfoLink:Kotak Mahindra Bank websiteAddress:Mumbai, MaharashtraBeware of imposters! Naukri.com does not promise a job or an interview in exchange of money. Fraudsters may ask you to pay in the pretext of registration fee, Refundable Fee…Read moreKotak Mahindra Bank rolesyou might be interested inInternal Audit Executive0-2 YrsMumbai (All Areas)Posted 19 Days AgoTrade Finance Operations - Asst Manager / Dy Manager2-6 YrsGurugram, Mumbai (All Areas)Posted 15 Days AgoWalk-in Business Relationship Manager - SBEDelhi / NCRPosted 1 Day AgoAwards & Recognitions2025Great Place to Work Certified for Year 2025-262025Among Top 50 India’s Best Workplaces in BFSI 2025 & 20242025Among India’s Top 100 Best Companies to Work by The Economic Times 2025 & 20242025Among India’s Best Employers among Nation Builders 2022 - 2025Salary insightsCredit Manager in Kotak Mahindra Bank typically earns between₹10.3 - ₹11.4 L/yrSee detailed salary breakupPowered byBenefits & PerksView all1.4K employees reported these benefitsLearning & Development SupportHealth & Wellness SupportTransport / Travel SupportPerformance BonusFree MealRelocation AssistancePowered by Recommended for youKnow moreAI-enhanced profileGet noticed by recruiters by increasing profile views upto 3 timesNaukri Pro builds an AI enhanced profile and keeps it active in searches. 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