Financial Analyst

Job role: FP&A AnalystLocation: Bangalore, IndiaJob Requirements: Drive end-to-end financial planning, budgeting, forecasting, and scenario analysis to support strategic decision-making across Balance Sheet, P&L, and cost structures.Key responsibilities:A. Planning & Budgeting• Manage driver-based budgeting models• Consolidate and validate P&L, Balance Sheet, and key ratios• Support business units in preparing planning submissions and review packs• Execute cost allocation models, Maintain allocation drivers,B. Variance Analysis• Actual vs Budget / Forecast analysis• MoM and YoY movement analysis• Cost center-level variance breakdowns• Volume / rate / mix analysisC. Forecasting• Prepare monthly rolling forecasts• Update outlook based on performance, macro factors, and business inputs• Maintain driver-based and scenario-integrated forecasting modelsD. Scenario Analysis & Stress Testing• Perform sensitivity and what-if analysis (e.g., NIM, impairments, costs)• Support regulatory exercises (ICAAP / ILAAP / stress scenarios)• Quantify capital and liquidity impacts• Prepare governance & committee packsE. Governance & Reporting• Produce segment/customer profitability reports• Draft variance commentary (templated/automated)• Highlight key drivers and anomalies• Prepare Board / ExCo packs• Identify risks and opportunities in financial plans• Validate data integrity and consistency across modelsSoft skills:• Advanced FP&A expertise (Banking preferred)• Strong understanding of Balance Sheet & Capital metrics• Financial modelling (driver-based, scenario modelling)• Knowledge of stress testing frameworks (BoE scenarios preferred)• Advanced Excel + planning tools (Anaplan, SAP BPC, Hyperion)Tools / Systems• Planning tools: Anaplan / BPC / Hyperion/FCSS/ Oracle Fusion• Excel (advanced modelling)• BI tools: Power BI / TableauRisks & Controls• Risk: Model inaccuracies → Control: Model validation & reconciliation• Risk: Data inconsistency → Control: Cross-functional alignment checksRisk: Regulatory non-compliance → Control: ICAAP/ILAAP validation reviewsEducation requirements:• Chartered Accountant• Master’s degree in accounting, Finance, Economics, or related fieldCertification:• Anaplan / BPC / Hyperion/FCSS/ Oracle Fusion• Excel (advanced modelling)Keyword:Skills: Data Concepts & Data Modelling~F&A - Financial Planning & AnalysisExperience Required: