Credit Manager

We are seeking a skilled Credit Manager to join our team in Maharashtra. The ideal candidate will have a strong background in credit management and underwriting, with a focus on working capital, term loans, and other credit facilities. As a Credit Manager, you will be responsible for assessing creditworthiness, managing credit risk, and ensuring that our lending practices align with regulatory requirements and company policies.

Key Responsibilities:

• Evaluate and analyze credit applications to determine the creditworthiness of potential clients.
• Develop and implement credit policies and procedures to minimize risk and enhance profitability.
• Monitor existing credit accounts and conduct regular reviews to ensure compliance with terms and conditions.
• Collaborate with sales and finance teams to support business growth while managing credit risk.
• Prepare detailed reports on credit performance and present findings to senior management.
• Stay updated on industry trends and regulatory changes that may impact credit operations.

Required Skills:

• Proven experience as a Credit Manager or in a similar role.
• Strong knowledge of credit underwriting processes and risk assessment techniques.
• Familiarity with working capital management, term loans, and other credit products.
• Excellent analytical and decision-making skills.
• Strong communication and interpersonal skills to effectively collaborate with internal teams and clients.
• Ability to work under pressure and meet tight deadlines.

If you are a proactive and detail-oriented professional with a passion for credit management, we encourage you to apply for this exciting opportunity to contribute to our organization's success.