Senior ACM/RCM (MEF/SFP) (India)

Reporting to NCM/RCM

Specific Responsibilities

• Underwriting of MEF & SFP (medical equipment/machinery funding, School funding) cases
• Make optimal use of the Loan Origination System and Loan Management system
• Maintain Credit TAT
• Manage Credit Underwriting as per policy
• Monitor Delinquency and NPA to budgeted levels for the product
• Manage Credit Cost as per approved budgets
• Give feedback to Credit Policy based on experience of underwriting
• Data Slicing/ Analysis and publishing of the reports
• PDD monitoring
• Industry Analysis

Key Performance Indicators

• TAT
• Portfolio Quality
• Quality of Appraisal
• Cost Management
• Implementation of Processes

Internal Sales, Credit Underwriting team, HR, Admin, IT

External Customers, Agencies

Experience Credit Underwriting Experience of minimum 8-15 years

Technical Competencies

• Positive, pro-business attitude
• Excellent Analytical skills
• Communication and Presentation skills
• Product knowledge
• Ability to understand asset type and its viability
• Ability to read and understand legal and technical reports and valuations related to properties financed by the company

Personal Attributes

• Presentation Skills
• Communication Skills
• Analytical Skills
• Sincere
• Liasonsing skills

Formal Qualification Chartered Accountant / MBA (Finance) Mandatory

What is mandatory & Desirable

• Positive communication skills
• Good Financial Analysis Skill
• Knowledge of Computer Applications

Job Designation: Senior ACM/RCM (MEF/SFP)

Job Location: Mumbai .