Stride One - Product Manager - Risk & Analytics Solutions - Business Lending

Role Overview:

We are looking for a Product professional to drive risk, analytics and data-led product solutions for the Business Lending portfolio, with a strong focus on improving credit decisioning, underwriting, portfolio monitoring and customer experience.

Key Responsibilities:

• Own product roadmap for credit risk, underwriting and analytics across business lending.

• Build and enhance data-driven credit decisioning, policy rules and risk frameworks.

• Work with Risk, Credit, Engineering and Business teams to translate business problems into scalable product solutions.

• Develop early-warning, portfolio monitoring and risk segmentation frameworks.

• Identify opportunities to improve approval rates, TAT, credit quality and portfolio performance through analytics.

• Integrate and leverage bureau, GST, banking, financial and external data sources for underwriting.

• Define product requirements, metrics, dashboards and success criteria; drive execution from concept to implementation.

• Continuously evaluate portfolio performance and convert insights into policy/product interventions.

Key Skills:

• Business Lending / MSME / SME / Commercial Lending

• Credit Risk & Underwriting

• Product Management & Analytics

• Data-driven decisioning and risk policy

• Strong understanding of Bureau, GST, Banking & Financial Data

• SQL / analytical skills; familiarity with Python and data science preferred

• Strong stakeholder and problem-solving skills .