Credit Analyst

We are hiring for a Korean International Bank that is setting up and expanding its branch operations across India .

Profile: Credit Analyst / Credit Manager

Industry: Banking

Experience: Relevant experience in Bank Credit / Corporate Credit

CTC: 6 LPA 8.5 LPA

Location: Sanand

Key Requirement Candidates currently working as Credit Analyst / Credit Manager in Banks , with hands-on experience in Working Capital & Corporate Credit .

Experience in assessing and underwriting facilities such as:

OD Overdraft

CC Cash Credit

WCDL Working Capital Demand Loan

LC Letter of Credit

BG Bank Guarantee

Term Loans

Key Responsibilities Prepare and evaluate comprehensive credit proposals for new and existing customers.

Analyse financial statements, credit history, cash flows, repayment capacity and overall creditworthiness.

Conduct detailed credit risk assessment and recommend appropriate credit limits.

Ensure proposals comply with internal credit policies, regulatory guidelines and risk parameters.

Identify potential credit risks and recommend suitable risk mitigation measures.

Monitor credit portfolios and conduct periodic reviews.

Coordinate with Branch/Business teams and Head Office Credit for end-to-end sanctioning.

Prepare credit presentations, MIS and reports for senior management.

Support business development through financial and credit analysis.

Preferred Profile Candidates with strong exposure to Corporate Banking / Working Capital Finance / Credit Appraisal in banks will be preferred.

Interested candidates can share their updated CV on Show phone number or mail your resume on View email address on app.ismartrecruit.com

Warm Regards,

Shubhangi Asthana

Deputy Manager-HR

Staffiaa Services .