Senior Lead-Product Owner- Supply Chain Finance (SCF)

Job Requirements

Role/ Job Title: Senior Lead Product Owner- Supply Chain Finance (SCF)

Function/ Department: Wholesale Banking

Job Purpose:

The job purpose is to be responsible for developing, structuring, and customizing supply chain finance products and services - vendor/dealer finance, receivables and dynamic discounting, anchordealervendor ecosystems, settlement and colending, with working knowledge of RBI regulations, exposure norms, KYC/AML, corporate lifecycle management, and experience integrating SCF platforms with CBS, LMS, risk, collateral and ERP systems, and ensure seamless integration with fintechs and partners to deliver best-in-class solutions tailored to evolving client needs.

Roles & Responsibilities:

Define and drive multi-quarter SCF platform build roadmap balancing growth, risk, compliance and technical debtDeep knowledge of SCF constructs vendor/dealer finance, receivables discounting, anchor programmes, limits, pricing and settlement flowsOperate in agile and AI-assisted SDLC environments with focus on precision and validationManaging expectations across business, credit, risk, operations, compliance and technology stakeholdersEnsuring the platform is usable for bank ops staff, RMs, and corporate clients (for customer facing channels)Leveraging AI capabilities to simplify the customer's supply chain finance journeyAbility to engage with API design, microservices architecture, cloud infra, and integration patternsDefining KPIs, funnel analysis, and usage metrics for the platformDriving internal adoption, preparing SOPs, and enabling branch/ops/business teams on the new platformStrong understanding of RBI SCF norms, exposure guidelines, KYC/AML and audit expectationsEducational Qualification:

Graduation: Any graduatePost-graduation: Any post graduateExperience: Minimum 10 years of relevant experience in product management, preferably in banking, fintech, or digital platforms. .