Head of Credit Risk Management | NBFC | Bengaluru

Lead credit strategy for a fast-scaling NBFC in BangalorePartner closely with leadership to balance growth and asset quality

About Our Client

Our client is a rapidly growing NBFC with a strong presence in the lending ecosystem, focused on building a scalable and high-quality loan portfolio. With an increasing emphasis on data-driven decision-making and robust risk frameworks, they are strengthening their leadership team to support the next phase of expansion.

They are looking for a Head of Credit Risk Management to bring strategic oversight, underwriting discipline, and portfolio control across their lending business.

Job Description

The Head of Credit Risk Management will lead the overall credit function, with responsibilities including:

* Designing and implementing credit policies, underwriting frameworks, and risk strategies across products

* Driving portfolio quality through robust risk assessment, early warning systems, and delinquency management

* Overseeing underwriting processes across retail/MSME/corporate (depending on portfolio mix)

* Building and refining scorecards, risk models, and segment-specific strategies

* Monitoring portfolio performance, NPAs, and credit cost metrics, and driving corrective actions

* Ensuring compliance with regulatory requirements and alignment with RBI guidelines

The Successful Applicant

* 12-18 years of experience in credit risk within NBFCs or banks

* Strong expertise in underwriting, credit policy, scorecards, and portfolio risk management

* Deep understanding of credit lifecycle, asset quality management, and risk metrics

* Familiarity with regulatory frameworks and risk governance practices

What's on Offer

* Opportunity to lead credit risk for a growing NBFC with strong leadership visibility

* Strategic role with direct impact on portfolio quality, profitability, and business growth

* Work closely with senior leadership on credit strategy and expansion plans

* Competitive compensation aligned with leadership hiring benchmarks .