Credit Analyst

We are seeking a skilled Credit Analyst to join our team in the Delhi-NCR region. The ideal candidate will have a strong background in credit analysis and underwriting, particularly within the SME and mid-corporate sectors. As a Credit Analyst, you will be responsible for evaluating the creditworthiness of potential clients, analyzing financial data, and making informed recommendations regarding credit limits and terms.

Key Responsibilities:

• Conduct thorough credit analysis and risk assessments for SME and mid-corporate clients.
• Review financial statements, credit reports, and other relevant documentation to assess credit risk.
• Prepare detailed credit reports and present findings to management.
• Collaborate with the sales and finance teams to ensure alignment on credit policies and procedures.
• Monitor existing client accounts and conduct periodic reviews to ensure ongoing creditworthiness.
• Stay updated on industry trends and regulatory changes that may impact credit risk.

Required Skills:

• Strong analytical skills with a focus on credit analysis and underwriting.
• Familiarity with financial statements and credit risk assessment methodologies.
• Excellent communication skills, both written and verbal.
• Ability to work independently and as part of a team.
• Proficiency in relevant financial software and tools.

If you are passionate about credit analysis and are looking for an opportunity to make a significant impact in a dynamic environment, we encourage you to apply.