Transaction Risk Operations Analyst II

**This is a hybrid role. **At Bluevine, we pride ourselves on our collaborative culture, which we believe is best maintained through in-person interactions and a vibrant office environment. All of our offices have reopened in accordance with local guidelines, and are following a hybrid model. In-office days will be determined by location and discipline.

ABOUT THE ROLE:

As a Transaction Risk Operations Analyst at Bluevine, you will be scaling our transaction monitoring operations and ensuring that our company is prepared to successfully navigate the unexpected.

WHAT YOU'LL DO:

Investigate, review, and analyze system generated transaction monitoring alerts across all transaction types (wire, ACH, check, etc)

Identify fraud trends by analyzing data and system generated alerts for any anomalies, outliers, etc

Support with RDC (Remote Deposit Capture) daily processing

Manage and document cases of suspicious activities, ensuring all relevant details and findings are accurately recorded and maintained

Ensure compliance with all relevant laws, regulations, and internal policies. Stay updated on changes in regulations (i.e. NACHA rules) and industry best practices

Limit Risk exposure by assisting with transaction monitoring controls ideas and strategies

Participate in risk assessments and contribute to the development of risk mitigation strategies

Identify suspicious activity and work with appropriate teams to investigate and thwart the activity

WHAT WE LOOK FOR:

Bachelor’s degree in Business, Finance, Economics, or related fields

2+ year of experience analyzing fraud trends in a financial institution or fintech is preferred

Previous transaction monitoring experience around credit, debit, checks, online, wire, and/or ACH is preferred

Detail-oriented and puts a high value on accuracy

Ability to effectively gather and analyze information in the course of investigations and reviews

A team player who is able to work on a variety of projects simultaneously

Proficiently uses Excel to create spreadsheets, models, and reports

Strong problem-solving skills

Able to clearly and effectively communicate verbally and in writing

Motivated to work on a cross-functional team in an entrepreneurial environment

Applicants must be currently authorized to work in the United States on a full-time basis