Senior Credit Analyst

We are seeking a highly experienced Senior Credit Analyst to join our team in the Delhi-NCR region. The ideal candidate will have a strong background in credit analysis, particularly in the areas of credit facilities, term loans, and working capital management. This role is critical in assessing the creditworthiness of potential clients and ensuring that our lending practices align with the company's risk management policies.

Key Responsibilities:

• Conduct thorough credit assessments and analyses of potential borrowers to determine their creditworthiness.
• Evaluate financial statements, credit reports, and other relevant documentation to make informed lending decisions.
• Collaborate with the lending team to structure credit facilities that meet the needs of clients while adhering to risk guidelines.
• Monitor existing credit facilities and working capital loans to ensure compliance with terms and conditions.
• Prepare detailed reports and presentations for management regarding credit risk and lending opportunities.
• Stay updated on market trends and regulatory changes that may impact credit policies and practices.

Required Skills:

• Extensive knowledge of credit facilities, term loans, and working capital.
• Strong analytical skills with the ability to interpret complex financial data.
• Excellent communication and interpersonal skills to effectively interact with clients and team members.
• Proficiency in financial modeling and risk assessment tools.
• Ability to work independently and manage multiple projects simultaneously.

If you are a dedicated professional with a passion for credit analysis and a proven track record in the financial sector, we encourage you to apply for this exciting opportunity. Join us in making informed lending decisions that drive our business forward.