We are seeking a dedicated and experienced Relationship Manager for our Business Banking division, focusing on working capital solutions for SMEs and MSMEs. The ideal candidate will play a crucial role in managing client relationships, understanding their financial needs, and providing tailored banking solutions to help them grow their businesses.
Key Responsibilities:
Develop and maintain strong relationships with SME and MSME clients, ensuring their banking needs are met effectively.
Assess clients' working capital requirements and provide appropriate credit solutions, including cash credit (CC) and overdraft (OD) facilities.
Collaborate with internal teams to deliver comprehensive banking services and support to clients.
Monitor client accounts and financial performance, proactively identifying opportunities for additional services or products.
Conduct regular client meetings to review their financial status and address any concerns or queries.
Stay updated on market trends and regulatory changes affecting the business banking sector.
Achieve sales targets and contribute to the overall growth of the business banking portfolio.
Required Skills:
Strong understanding of working capital management and financing options for SMEs and MSMEs.
Excellent relationship management and communication skills.
Ability to analyze financial statements and assess creditworthiness.
Proficiency in business banking products and services.
Strong problem-solving skills and a client-focused approach.
If you are passionate about helping businesses thrive and have a proven track record in relationship management within the banking sector, we encourage you to apply for this exciting opportunity.