Credit Risk Analyst

Want to join the trailblazing Fintech company which is leveraging software and technology to change the face of short-term financing in India!Our client is an innovative Fintech company that is revolutionizing the business of short term finance. The company is an online lending startup that is driven by an app-enabled technology platform to solve the funding challenges of SMEs by offering quick-turnaround, paperless business loans without collateral. It counts over 2 million small businesses across 18 cities and towns as its customers. Its founders are IIT and ISB alumni with deep experience in the fin-tech industry, from earlier working with organizations like Axis Bank, Aditya Birla Group, Fractal Analytics, and Housing.com. It has raised funds of Rs. 100 Crore from finance industry stalwarts and is growing by leaps and bounds.

As a Credit Risk Analyst, you will be responsible for analyzing data to better understand potential risks, concerns and outcomes of decisions.

What you will do:

Reviewing the portfolio monitoring/ early warning signals mechanism on ongoing basis

Monitoring internal and external data points that may affect the risk level of a decision

Aggregating data from multiple sources to provide a comprehensive assessment

Coming up with the solution to reduce risks

Bringing fresh ideas to the table and being keen observers of trends on analytics and financial services industry

Creating reports, summaries, presentations and process documents to display results

Desired Candidate Profile

What you need to have:

MBA/BE/ Masters Statistics/ Mathematics, with work experience of 1-5 years in a similar company or related field

Work experience with analytics consulting into financial services Indian Banks/ NBFCs in-house analytics units or Fintech/analytics start-ups would be a plus