Mortgage Underwriter

We are seeking a skilled Mortgage Underwriter to join our team in Tamil Nadu. The ideal candidate will have a strong background in underwriting various types of mortgage loans, including FHA, VA, and Conventional loans. You will be responsible for evaluating loan applications, assessing creditworthiness, and ensuring compliance with all regulatory requirements.

Key Responsibilities:

• Review and analyze loan applications and supporting documentation to determine eligibility for mortgage products.
• Conduct thorough income calculations and assess credit reports to evaluate borrower risk.
• Utilize DU/AUS systems to assist in the underwriting process and make informed decisions.
• Ensure adherence to company policies and government regulations throughout the underwriting process.
• Collaborate with loan officers and other team members to facilitate smooth loan processing and closing.
• Maintain up-to-date knowledge of industry trends, guidelines, and best practices in mortgage underwriting.

Required Skills:

• Proficiency in FHA, VA, and Conventional loan products.
• Strong understanding of the 4 Cs of underwriting: Credit, Capacity, Capital, and Collateral.
• Experience with income calculation and credit report analysis.
• Familiarity with DU/AUS systems and US residential mortgage processes.
• Excellent attention to detail and strong analytical skills.
• Ability to work independently and manage multiple tasks effectively.

If you are a dedicated professional with a passion for mortgage underwriting and meet the experience requirements, we encourage you to apply for this exciting opportunity.