US Commercial Banking/Deposit Specialist Consumer Loan Operations

Hiring: US Commercial Banking / Deposit Specialist | Consumer Lending / Loan Operations | US Shift | Bangalore

Location: Bangalore

Experience: 1+ Years

CTC: Up to 5.5 LPA

Shift: US Shift

Notice Period: Immediate to 20 Days Preferred

Qualification: Associate Degree / Bachelor's Degree in Business, Commerce, Finance, Banking, or equivalent experience

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Job Description

We are hiring US Commercial Banking / Deposit Specialists with experience in Consumer Lending, Loan Operations, Deposit Operations, or US Banking. The ideal candidate should have strong knowledge of deposit account opening, banking operations, regulatory compliance, and customer service within a US Banking environment. Candidates should be comfortable working in a US Shift and handling high-volume operational activities while maintaining accuracy and compliance.

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Key Responsibilities

Process and review Commercial Banking and Deposit Operations requests.

Perform Deposit Account Opening, maintenance, modifications, and account servicing activities.

Validate customer documentation and ensure regulatory compliance.

Process Consumer Lending and Loan Operations requests accurately within defined SLAs.

Review customer applications and supporting documents for completeness.

Ensure adherence to US banking regulations, compliance policies, and internal procedures.

Handle customer inquiries and provide operational support to internal stakeholders.

Perform quality checks, data verification, and account reconciliation.

Maintain operational reports and update banking systems accurately.

Collaborate with cross-functional teams to resolve customer and operational issues.

Meet productivity, accuracy, and quality targets in a fast-paced environment.

Participate in continuous process improvement initiatives.

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Required Skills

US Commercial Banking

Deposit Operations

Deposit Account Opening

Consumer Lending

Loan Operations

Retail Banking

Commercial Banking Operations

Banking Documentation

KYC

Customer Service

Banking Compliance

Banking Regulations

Microsoft Excel

Microsoft Word

Data Validation

Banking Operations

Attention to Detail

SLA Management

Time Management

Communication Skills

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Preferred Experience

US Banking Operations

Deposit Processing

Consumer Loan Servicing

Loan Documentation

Commercial Deposit Operations

Banking Back Office

Financial Services

Shared Services

Banking Process Operations

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