Regional Credit Manager

We are seeking a highly motivated and experienced Regional Credit Manager to join our team in Uttar Pradesh. The ideal candidate will have a strong background in credit management, particularly in the home loan and mortgage sectors. As a Regional Credit Manager, you will be responsible for overseeing the credit operations within your designated region, ensuring that all lending practices comply with company policies and regulatory requirements.

Key Responsibilities:

• Manage and lead a team of credit analysts and officers to achieve regional lending targets.
• Evaluate and approve loan applications, ensuring thorough risk assessment and compliance with lending guidelines.
• Develop and implement credit policies and procedures to enhance operational efficiency and mitigate risks.
• Monitor market trends and competitor activities to identify opportunities for growth in the housing finance sector.
• Collaborate with sales and marketing teams to promote loan products and drive customer acquisition.
• Provide training and support to team members on credit assessment and risk management practices.
• Prepare regular reports on credit performance and present findings to senior management.

Required Skills:

• Strong knowledge of home loan, mortgage loan, and housing finance products.
• Excellent analytical and decision-making skills.
• Proven leadership abilities and experience in managing a team.
• Strong communication and interpersonal skills to effectively interact with clients and stakeholders.
• Ability to work under pressure and meet tight deadlines.

If you are passionate about credit management and have the skills to drive success in a dynamic environment, we encourage you to apply for this exciting opportunity.